Mortgage Qualifier





Sharon Morrissey
Lafayette Community Bank
2 North 4th Street
Lafayette, IN 47901
Office (765) 429-7200
Toll Free (877) 975-7300		 Fax (765) 429-7100
Cell (765) 532-8710
Emailsmorrissey@lafayettecommunitybank.com
 
Sharon Morrissey, Vice President of Mortgage Lending, offers more than 20 years of experience in the mortgage business. She is proud to represent Lafayette Community Bank - your community bank serving the community. Fast, friendly service. Mortgage loans from people you know. FHA, VA, Conventional, non conforming, construction financing. Zero down products as well as stated and no income verified products.

Residential Mortgages

Buying or refinancing a home is one of the biggest financial decisions you'll ever make. Offering VA, FHA, and Conventional Loan programs, we at Lafayette Community Bank are flexible enough to fit a variety of lifestyles and circumstances creating a superior value. Contact us to find the loan that's right for you.

Sample of our Standard Loan Products:

  • Conventional 30-, 20- and 15-year fixed rate
  • Jumbo 30- and 15-year fixed rate
  • 30- and 15-year fixed conforming investment property
  • FHA 30- and 15-year and buy down fixed rate mortgages
  • FHA 1 year ARM Mortgages
  • VA 30- and 15-year, and buy-down fixed rate mortgages
  • 3-year ARM "in house" mortgages
  • Convertible adjustable rate mortgages
Besides our standard loan programs, we also have a large number of unique programs to serve your needs:
  • Purchase a house with 0 down
  • Piggyback loans 80-10-10 or 80-15-5. No PMI payments even with 5% or 10% down
  • Debt consolidation programs
Apply even if you may have been turned down before!

Construction Mortgages

Building a new home? Adding a large addition? At Lafayette Community Bank we offer construction mortgages that allow you to begin with a line of credit and make draws as building progresses. This means you only pay interest on the amount outstanding until construction is complete. Upon satisfactory completion, Lafayette Community Bank will offer you one of our permanent mortgage financing programs.

 
This form will help the bank process information to "pre-approve" you for a home loan free! With this service, you will know the down payment you will need, what your monthly payments will be, and how much home you can afford to purchase.

 
BORROWERS NAME
DATE OF BIRTH
ADDRESS
CITY, STATE, ZIP
HOME PHONE
WORK PHONE
PLACE OF EMPLOYMENT
LENGTH OF EMPLOYMENT
INCOME
CO-BORROWERS NAME
DATE OF BIRTH
ADDRESS
CITY, STATE, ZIP
HOME PHONE
WORK PHONE
PLACE OF EMPLOYMENT
LENGTH OF EMPLOYMENT
INCOME
CASH AVAILABLE FOR PURCHASE
DEBTS PER MONTH
CURRENT RENT / HOUSE PAYMENT
BANKRUPTCY?
CREDIT PROBLEMS?


Thank you. This note will be emailed to the appropriate person.

Disclaimer: This form is offered to help you begin the process of qualifying for a home loan. This is not a loan application. This form is simply intended to provide you with additional information concerning home and mortgage costs. The loan officer's reply will be based on the information you provide, but is not legally binding on on the bank. When you apply for your loan, it will be necessary to verify all the information you have provided here and to request your Social Security Number (SSN) along with any co-borrower's SSN.

Equal Housing Lender. Member FDIC. All loans subject to credit approval.

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